Savings calculator templates
Plan financial goals and estimate future savings and interest with simple savings calculator templates in Microsoft Excel.
How to use the savings calculator in Microsoft Excel
Open a customizable savings calculator template in Excel for the web.
Update placeholder values like starting balance, interest rate, and time period.
Review the projection table to see how savings grow over time.
Chat with Copilot in Excel to identify patterns and analyze savings progress.
Change values to see totals update, then model and compare outcomes.
Explore free savings calculators for every need
Set goals, track total savings, and view interest earned to understand how savings grow. Update starting balance, contributions, and interest rates while built-in formatting highlights changes and milestones. Personalize for students saving for school, families vacation goals, or to plan a major purchase.
Estimate growth with simple calculations
See how savings grow over time with built-in formulas that update totals instantly. Compare how changes in contributions or interest affect savings with ease. Get a visual view of progress using charts and monthly graphs.
Plan with a savings goal calculator
Budget for life events by setting a target and calculating how to reach it. Aim to save for vacations or to build an emergency fund. Pair with mortgage or retirement calculators to balance savings with bigger financial goals.
Find savings insights with AI
Chat with Copilot in Excel to analyze savings progress and identify monthly or yearly trends. Ask AI to summarize total savings and model forecasts based on higher contributions to find ways to reach savings goals faster.
Share spreadsheets to track savings
Stay on track for shared financial goals by sharing a spreadsheet with family or co-planners via a secure online link. Choose view-only or edit access for starting balance, contributions, and interest rates. Discuss next steps using comments.
